Warning over five credit score myths that could block you from getting a vital loan

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Warning over five credit score myths that could block you from getting a vital loan

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Credit scores are an all-important facet of personal finance health. Yet these scores - which underpin our access to key financial products such as mortgages, car loans and credit cards - are also plagued by misinformation. Credit scores are measured from 300 to 850. Anything below 629 is considered 'bad', while anything above 720 is 'excellent,' according to the credit scoring company FICO. A poor score could result in higher interest rates on debt and even being deemed ineligible for products such as mortgages.
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